Foreign exchange and remittance
Exchange all currencies for shillings, send and receive money abroad with us.
| Currency | We buy | We sell |
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International money transfer
Give the recipient's name and either an M-Pesa number, a bank account or a pickup branch. Quote the amount in your own currency.
Pay at a branch, by bank transfer or by card. We lock the rate and give you a reference number to track.
M-Pesa and bank payouts usually arrive within minutes to a few hours. Cash pickup needs the recipient's ID and your reference.
Transfers over the regulatory threshold need proof of source of funds. We screen every transfer under Kenya's anti-money-laundering rules.
Mobile money
Recipients need no bank account. They get an M-Pesa confirmation message as soon as the money lands, and can cash out at any agent or ATM, pay a Till, or send on.
Paying a bill or school fees? Give us the Paybill or Till number and the account name. We pay it and send you the receipt.
M-Pesa per-transaction and daily limits are set by Safaricom and can change. Larger payouts are split or sent to a bank account.